Labor
Labor Burden Calculator
What does an employee really cost per productive hour?
Add wage-based costs, benefits, and paid nonproductive time to estimate true productive-hour cost.
Practical business planning
Know What the Job Is Worth Before You Bid.
Contractor Money Tools helps U.S. contractors and home-service business owners understand labor cost, employee cost, hourly pricing, and profitability.
Live calculators
Start with the business question you need to answer
Each tool uses editable assumptions and explains how its result is calculated.
Labor
True Employee Cost Calculator
What does an employee really cost my business per year?
Estimate the full annual employer cost of an hourly or salaried employee beyond base pay.
Pricing
Contractor Hourly Rate Calculator
How much should I charge per billable hour?
Turn owner compensation, overhead, billable hours, and a target margin into a practical billing rate.
Pricing
Contractor Markup Calculator
I know what the job costs. What selling price do I get after markup?
Turn an itemized or total job cost into a selling price, or work backward from target margin or a proposed price.
Overhead
Contractor Overhead Calculator
What does it cost to keep my business running, and how can that overhead be recovered?
Total annual company overhead and view it by revenue, direct labor, direct job cost, or productive field hours.
Job costing
Contractor Job Profit & Costing Calculator
Did this job perform as expected, and where did the difference come from?
Compare estimated and actual revenue, direct job costs, allocated overhead, Job Profit, Job Margin, and variances.
Choose the right tool
Match the calculator to your decision
- True productive labor costUse Labor Burden
- Total annual employee costUse True Employee Cost
- What to charge customersUse Contractor Hourly Rate
- Job cost plus markupUse Contractor Markup
- Business overhead and recoveryUse Contractor Overhead
- Estimated versus actual job performanceUse Job Profit & Costing
Field notes
Practical guides for better inputs and decisions
Billable time
Billable vs Non-Billable Hours for Contractors
Learn what counts as billable time, how to measure billable utilization, and why realistic billable capacity matters.
Labor pricing
How to Use Labor Burden in Construction Estimates and Job Pricing
Learn how to apply an already-calculated productive-hour labor cost in estimates, bids, change orders, and job-cost reviews.
Hiring costs
Cost to Hire an Employee for Small Contractors
Plan for recruiting, onboarding, setup, training, and ramp-up costs when bringing a new employee into the business.
Overhead
How to Allocate Overhead to Construction Jobs
Choose between labor hours, labor dollars, direct costs, and revenue, then apply the selected recovery rate to jobs.
Job costing
Estimated vs Actual Job Costs: How Contractors Find Profit Leaks
Diagnose job-cost variances, identify labor, material, revenue, and overhead causes, and correct the relevant inputs in future estimates.
Why Contractor Money Tools
Useful numbers with the assumptions in view
- Transparent formulasSee how each result is built.
- Editable assumptionsUse values that fit your business.
- No account requiredOpen a calculator and start planning.
- Practical planningFocus on real contractor business decisions.
- Explained resultsUnderstand the output, not just the number.
Built for service businesses
For contractors who need clearer business numbers
Designed for HVAC, plumbing, electrical, roofing, remodeling, landscaping, painting, cleaning, pest-control, and similar U.S. service businesses.
Ready to run the numbers?