Labor Burden Calculator
What does an employee really cost per productive hour?
Add wage-based costs, benefits, and paid nonproductive time to estimate true productive-hour cost.
Open calculatorPractical business planning
Free Money Tools for Contractors
Contractor Money Tools helps U.S. contractors and home-service business owners understand labor cost, employee cost, hourly pricing, and profitability.
Live calculators
Start with the business question you need to answer
Each tool uses editable assumptions and explains how its result is calculated.
True Employee Cost Calculator
What does an employee really cost my business per year?
Estimate the full annual employer cost of an hourly or salaried employee beyond base pay.
Open calculatorContractor Hourly Rate Calculator
How much should I charge per billable hour?
Turn owner compensation, overhead, billable hours, and a target margin into a practical billing rate.
Open calculatorContractor Markup Calculator
I know what the job costs. What selling price do I get after markup?
Turn an itemized or total job cost into a selling price, or work backward from target margin or a proposed price.
Open calculatorContractor Overhead Calculator
What does it cost to keep my business running, and how can that overhead be recovered?
Total annual company overhead and view it by revenue, direct labor, direct job cost, or productive field hours.
Open calculatorContractor Job Profit & Costing Calculator
Did this job perform as expected, and where did the difference come from?
Compare estimated and actual revenue, direct job costs, allocated overhead, Job Profit, Job Margin, and variances.
Open calculatorChoose the right tool
Match the calculator to your decision
- True productive labor costUse Labor Burden
- Total annual employee costUse True Employee Cost
- What to charge customersUse Contractor Hourly Rate
- Job cost plus markupUse Contractor Markup
- Business overhead and recoveryUse Contractor Overhead
- Estimated versus actual job performanceUse Job Profit & Costing
Why Contractor Money Tools
Useful numbers with the assumptions in view
- Transparent formulasSee how each result is built.
- Editable assumptionsUse values that fit your business.
- No account requiredOpen a calculator and start planning.
- Practical planningFocus on real contractor business decisions.
- Explained resultsUnderstand the output, not just the number.
Built for service businesses
For contractors who need clearer business numbers
Designed for HVAC, plumbing, electrical, roofing, remodeling, landscaping, painting, cleaning, pest-control, and similar U.S. service businesses.
Ready to run the numbers?